£500 Credit - Unlock Your Shopping Power with Yes Catalogue!

£500 Credit - Unlock Your Shopping Power with Yes Catalogue!

  • Instant Approval: Start shopping with £500 credit today!
  • No Credit Check: We welcome all credit types.
  • Flexible Payments: Set affordable weekly payments that suit your budget.
  • Effortless Shopping: Enjoy a smooth and easy browsing experience.
  • Vast Selection: Discover over 80,000 products at your fingertips.
£650 Credit - Shop Your Way with Accepted Catalogue - It's Simple and Fast!

£650 Credit - Shop Your Way with Accepted Catalogue - It's Simple and Fast!

  • Create Your Account: Unlock up to £650 in credit instantly.
  • Flexible Payments: Choose your bi-weekly payment start date.
  • Fast Delivery: Loyal customers enjoy next-day dispatch.
  • Instant £650 Credit: Start shopping immediately.
  • Easy Payments: Receive your goods in just 3 easy payments.
  • Huge Selection: Explore over 80,000 branded items.
  • Credit Subject to Status

Start Shopping Now and Get What You Want Today!

The Yes Network - No-Hassle Mobile Plans for Everyone!

The Yes Network - No-Hassle Mobile Plans for Everyone!

  • No Credit Checks: Approval is easy, regardless of your credit history.
  • Guaranteed Upgrade: Get a new phone after just 2 months.
  • Unlimited Service: Enjoy 2 months of unlimited SIM-only service.
  • Everyone's Welcome: The Yes Network says 'YES' to everyone!

Apply Today and Experience the Freedom of The Yes Network!

£160 Grocery Credit  - Flava Groceries - Shop for Food on Credit, Hassle-Free!

£160 Grocery Credit - Flava Groceries - Shop for Food on Credit, Hassle-Free!

  • Spread the Cost: Make your grocery shopping more manageable.
  • Daily Deals: Enjoy fantastic offers every day.
  • Flexible Payments: Simple and affordable payment options.
  • Vast Selection: Choose from a wide range of grocery products.
  • Home Delivery: Convenient delivery right to your door.
  • No Late Fees: 0% APR and no penalties for late payments.

Start Shopping Now with Flava Groceries - Apply for Credit Today!

£500 Credit! - Flava Home - Your Go-To for the Hottest Tech & Gadgets

£500 Credit! - Flava Home - Your Go-To for the Hottest Tech & Gadgets

  • Instant £500 Credit: Get approved instantly and start shopping.
  • Latest Tech & Gadgets: Discover the newest and best products.
  • Affordable Weekly Payments: Enjoy low, manageable payments.
  • Quick Application: Simple and hassle-free process.
  • Free Delivery: Receive your items with no extra cost.
  • Top Brands: Shop from hundreds of your favourite brands.

Apply Now and Get the Best Tech with Easy Payments!

Sunshine Mobile - Unlimited Data & a Free iPhone 15!

Sunshine Mobile - Unlimited Data & a Free iPhone 15!

  • Unlimited Data, Texts & Minutes: Enjoy endless connectivity.
  • Free iPhone 15!* Get the latest iPhone at no extra cost.
  • No Credit Checks: All credit types are welcome.
  • Free Galaxy S22: Choose the 50GB Airtime Plan and receive a free Galaxy S22.
  • 100% Free Handsets: Select from iPhone 15, iPhone 14 Pro, Galaxy S23, Galaxy Z Flip 4.

Apply Now and Experience Unlimited Freedom with Sunshine Mobile!

*Handset loaned at no additional cost.

Shop online instantly with catalogues that approve you quickly and offer flexible payment choices. Choose from a variety of bad credit catalogues that accept applications from anyone, no matter their credit history.

If you want to buy something right away, traditional credit catalogues might not be your best bet. Instead, go for catalogues with instant credit that let you pay immediately so you can start shopping online without waiting.

In the UK, we have plenty of catalogues for bad credit, like Yes Catalogue, Studio, JD Williams, Jacamo, and more. They have flexible credit checks, as long as you can make the minimum payments.

If you create an account with one of these bad credit catalogues, there’s no need for a credit check, which means your credit history won’t prevent you from accessing online shopping. Simply choose the monthly payment option and start shopping right away.

To learn more about the top zero credit checking catalogues for bad credit in the UK, browse our website for a range of options.

Shop with bad credit history
Shop with bad credit history

How to Apply for a Buy Now Pay Later Payment Plan with Poor Credit?

If you are unable to pay for your purchases fully with an installment loan, consider using an online catalogue that allows you to buy the item now and pay later. To apply for a BNPL installment loan, add the item to your cart, and proceed to checkout. You can apply online by providing your name and contact number. You can also choose to pay in monthly instalments as per your preference.

Can I Get a Free Credit Report before Applying?

Before applying for a credit card, you can get an estimate of the amount you are eligible to receive. You can easily evaluate credit card applications online or by calling the lender. This will help you avoid any unnecessary credit inquiries that may negatively impact your credit score.

How to Improve Your Credit Score?

Having a good credit score is essential for accessing credit. To improve your credit score, ensure that you pay your bills on time and keep your credit utilization low. Additionally, avoid applying for too many loans or credit cards within a short period of time.

Get an Extra £2,500 with a Low-Cost Card for Poor Credit

This card is an excellent option for individuals who need quick cash but are unable to get credit due to poor credit scores. With a very low monthly cost, this card offers an additional £2,500 for purchasing a range of retail products, including clothes and other items, at an affordable price.

Shop from your catalogue account
Shop from your catalogue account

Catalogue Credit Limits: Understanding Your Account’s Credit Limit

Your catalogue personal account has a credit limit that is set by the Catalogue Company, representing the maximum amount you can owe on your account at any given time. This credit limit can be increased or decreased by the Catalogue Company. It is recommended to make at least the minimum payment each month to avoid any late fees or potential negative impacts on your credit score.

Additional Catalogue Options: Pay Weekly and Pay Monthly for Customers with Poor Credit

If you have poor credit, pay weekly or pay monthly catalogues could be your best option. Some companies, such as Littlewoods, may accept applicants with poor credit scores. Credit checks and approval criteria vary between companies, so if one company rejects your application, try another. However, it is generally recommended to first try to obtain a loan from a standard home shop catalogue business.

Benefits and Drawbacks of Catalogue Shopping with Poor Credit

Catalogue shopping can provide people with poor credit scores with a range of benefits, including flexible repayment terms, low-interest plans, and immediate account acceptance. However, the high annual percentage rates (APRs) for these catalogues can range from 38.9% to 54.8%, making the cost of purchases expensive, even for those with poor credit. It is essential to keep in mind that these high prices are not because of poor consumers, but rather due to the risk associated with lending to individuals with lower credit scores.

No Credit Check Catalogues: Guaranteed Acceptance Catalogues

Guaranteed Acceptance catalogues are an option for those who want to avoid credit checks. Retailers may require a credit verification for credit card applications, but catalogues with guaranteed acceptance do not check customers’ creditworthiness. However, it’s important to keep in mind that these catalogues may still have high APRs, making purchases expensive in the long run.

Online catalogue shopping
Online catalogue shopping

Buy Now Pay Later: A Convenient Payment Option for Catalogue Shopping

Many catalogues offer Buy Now Pay Later options that allow customers to delay repayment for up to 12 months. However, it’s important to note that not all BNPL credit catalogues are favorable for individuals with poor credit. For more information on which catalogues offer this option, click on the catalogue for more details.

Acceptance Guaranteed: The Search for Loans without Credit Checks

Individuals with poor credit ratings have fewer options, and searching for a guaranteed acceptance loan that does not exist in the home-buying catalogue market can be challenging.

The Easiest Catalogue to Obtain: Criteria for Approval Vary

It’s not easy to determine how many catalogue companies are in the market. Each catalogue seller has distinct criteria for determining customers’ creditworthiness. If you have no credit, it may be difficult to obtain credit from some catalogues.

Payment Options for Catalogue Shopping

Many catalogues offer zero-interest programs that allow customers to pay back their entire account within a specified period, typically 10 days, by debiting their credit card.

Apply for an Instant Decision and Pay Monthly Catalogue

The Pay Monthly Catalogue has been in use by households since 1907, providing a great method to spread the cost of items over affordable monthly installments.

Extended Warranties and Accidental Damage Coverage

Catalogues offer warranties on many purchases made through their platform. In addition, extended warranties and accidental damage coverage can be added to the catalogue of businesses, helping to reduce the cost of damaged products. Be sure to check with your catalogue firm for available extended warranty and accidental damage options.

Interest free credit is available even with poor credit rating
Guaranteed approval even with bad credit score

Comparing Pay Weekly Catalogues: Finding the Best Option for You

When you have low credit, finding the right pay weekly catalogue with reasonable interest rates can seem like a daunting task. This article provides guidelines on how to improve your credit score and become eligible for pay weekly catalogues that offer flexible payment options.

Use home shopping catalogues even with very bad credit rating, without involving credit reference agencies
Comparing Catalogues For Bad credit

Dial-a-TV: Flexible Payment Options for Electronic Appliances

Dial-a-TV is a business that offers a variety of electronic appliances, such as TVs, vacuum cleaners, and computers, to customers with poor credit. The company provides the option to buy products online with low monthly or weekly installments, with repairs covered within the price.

Bon Prix: A Fashion Retailer for Women of All Shapes and Sizes

Launched in 2005, Bon Prix offers an extensive fashion collection for women of all sizes and shapes. While their primary focus is on women’s clothing and accessories, they also offer options for youngsters and boys, such as clothing and footwear. Currently, customers receive 20% off their first order.

What is the APR for Bon Prix?

Bon Prix has an APR of 34.8 percent, which is comparable to numerous online retailers. Additionally, they offer various payment options that let you select the payment method for your items.

Zilch: An Innovative Lender for Individuals with Less Credit

Zilch is a new and innovative credit lending institution that is different from other lenders, providing a huge advantage for people with less credit. New members who pay off £200 in six weeks are eligible for an interest rate-free period.

How to Become a Client of Zilch

To become a Zilch customer, simply fill out an online form in four simple steps, choose the item you require, and place it in your cart. Once they confirm your purchase, the company will get in touch with you, and the initial lease payment is made via your bank account or debit credit card.


Argos is a catalogue business based in the UK with significant purchasing power and a knowledgeable team to address customers’ inquiries. Shopping online from Argos is preferred for the lowest prices. The company was founded in 1973 as a rebranding of the Green Shield Stamp catalogue. Its first stores were opened in Christchurch in 1973, and it was later acquired by BAT Industries from 1979 to the early 1990s, then transferred to GUS plc in 1998. GUS plc, the main shareholder, removed it from Home Retail Group.

John Lewis

In 1863, John Lewis established a luxurious drapery shop in Oxford Street. In 1905, he acquired his first Peter Jones store in Sloane Street. In 1920, his younger son John Spedon Lewis partnered with his friend to form a business that shares profits with its employees, known as partners. The partnership is awarded annually according to the results. Retail businesses of the early and mid-20th century thrived because of the unique way John Lewis operated and rewarded its employees. Online catalogues are relatively new.


John Boot opened a herbal store in Nottingham in 1849, which eventually led to the formation of Boot and Company Ltd in 1883 after his widow Mary started M&J Boot Herbalists. From 1890 to 1914, the business expanded rapidly from 10 to over 550 stores. The company was sold to United States Drug Companies in 1920, but in 1933, it became part of a British consortium led by John Boot’s grandsons.


Since 1947, Daxon has maintained a long-lasting relationship with its customers. Initially called Movitex, the company manufactured underwear with triboelectric properties for seniors. The first mail orders, named Thermovitex, were launched in 1951. The catalogue was first released in 1974 but wasn’t named Daxon until 1997. It is now managed by Redcats under various brand names. Products have been available online under the Daxon brand since 2001.


Choice was founded as Henry Wigfall & Sons Ltd and is currently owned by Great Universal Store & Gift Stores in the UK. ShopDirect acquired Choice’s catalogues through Barclays in 2004 and later merged them with Littlewoods and Shop Direct’s brands. The company offers a vast selection of shopping options, both online and on the move.


Littlewoods was a major mail-order company in the UK until 1930. In 2000, the company established an online presence and launched a new website. Today, it is America’s most trusted mail-order catalogue service with sales of over 100 million. Its catalogue includes various items such as beauty and toys.


ISME believes that fashion trends constantly change and needs to be adjusted accordingly. The company aims to create an innovative product line that reflects the person it wishes to attract. The Marshall Ward Catalogue has been known as the product since the 1980s and is a significant part of Littlewoods ShopDirect, the largest home-shopping catalogue business in Britain.

How can you obtain a Freemans Catalogue?

To obtain a Freemans Catalogue, you need to create a user account for free on their website. You can test the catalogue for 14 days for free before making a purchase. You can also make inquiries for items from the Freemans catalogue via email.

What is Flexiway and how does it work?

Flexiway is a payment method that offers several payment options and benefits, such as the possibility of trying an item for 14 days before purchasing it. If you don’t like the product, you can return it at no cost and make no payment after receipt.

Avoid late payment fees and complicated payment terms
Extensive collection of credit catalogues


  • APR (Annual Percentage Rate): The annual rate charged for borrowing, expressed as a percentage.
  • Credit Score: A numerical representation of a person’s creditworthiness.
  • Installment Loan: A loan that is repaid over time with a set number of scheduled payments.

Step-by-Step Guide

  1. Choose a Catalogue: Research and select a catalogue that suits your needs.
  2. Check Eligibility: Make sure you meet the minimum requirements.
  3. Apply: Complete the online application form.
  4. Wait for Approval: You will receive a response within a few hours to a few days.
  5. Start Shopping: Once approved, you can start shopping immediately.

Interest Rates and Fees

  • Interest Rates: Vary from 38.9% to 54.8% APR.
  • Late Fees: Failure to make payments on time can result in late fees.

Common Pitfalls

  • Overspending: Stick to your budget to avoid accumulating debt.
  • Late Payments: Always make payments on time to avoid late fees and negative impacts on your credit score.


In this FAQ, we’ll answer some of the common questions about catalogues for bad credit, including what they are, how they work, and how to choose the right one for you.

What is catalogue credit and how does it work?

Catalogue credit is a payment method that allows customers to buy products via mail or the internet and split payments into weekly or monthly installments. It is possible to pay off this type of credit in three to five years. Catalogue credit may help improve credit scores when customers make payments regularly.

Is it possible to buy now and pay later with poor credit?

Yes, but this type of purchase is considered a credit and its approval depends on the customer’s credit score. Online retailers can verify credit scores before offering credit deals. If the customer’s score is low, they may be rejected.

What are the requirements for getting a monthly subscription catalogue private account?

To get a monthly subscription catalogue private account, you should consider the frequency of your income and the payment term. Pay Weekly catalogues are better suited for regular earners, while Monthly catalogues are ideal for those with irregular earnings.

How can you increase your credit score by using a Bad Credit Catalogue?

To increase your credit score and be considered for increases in credit limits, use your credit card responsibly, stay within your credit limits, and make your minimum monthly payments promptly. Also, keep other accounts such as loans, credit cards, catalogues, and mobile phone mortgages in order.

What are the pros and cons of buying through buy now pay later catalogues?

One advantage of buying through buy now pay later catalogues is that it offers a convenient way to take out a loan. On the other hand, one of the disadvantages is that there are misconceptions about borrowing, and payment delays may result in consequences for the customer.

For more information on bad credit finance check the following resources:

More on Credit Catalogues

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